Homeowners Insurance


Water Damage Coverage by Your Homeowners Insurance

Your homeowners insurance protects you from financial loss when certain unexpected events cause damage to your home. Water damage can be extensive when it occurs, so knowing that you have the right type of insurance in place will give you peace of mind. Only certain types of water damage are covered by your homeowners insurance. This article discusses the water

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7 Ways to Reduce Homeowners insurance Payment

Homeowners’ insurance, or home insurance, as it is commonly called, is a form of insurance that protects private buildings and the belongings inside from loss and damage. Besides protecting the building, there are other reasons for having home insurance, like getting a mortgage and saving yourself from liability if a person gets injured on your property. However, half of the

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A Comprehensive Guide to Insuring Your Vacation Home

Buying a second home is a great investment opportunity and also gives you a place to go when you want to get away on vacation. If you are putting money into the new home for either purpose, you need to have sufficient insurance in place in case the home is damaged or destroyed. With proper coverage, your investment will be

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Can I Take My Homeowners Insurance Off My Taxes?

If you own a home-based business, you have a variety of tax deductions you can use, some of which you may not even have considered. With the cost of homeowners insurance constantly going up, there are only so many discounts you can apply to make it more affordable. Including your homeowners insurance premiums as a tax deduction may balance out

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The Difference Between Modular and Manufactured Home Insurance

Modular, manufactured, and mobile homes are sometimes mixed up in terms of how they are made and how they are set in place. The key is to understand the different elements of each one. All of them are similar but have subtleties that make them unique. All three types of homes are assembled to some degree in a facility and

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10 Surprising Insights to Homeowners Insurance

First-time home buyers should be aware of what homeowners insurance can do for them. Many people may assume that this insurance covers anything and everything related to a home. Once you get past this misconception, you will have a clearer understanding of what the plan usually covers and how you can expand upon it. Here are important things to know

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4 Essential Coverages Provided by a Standard Home Insurance Policy

A homeowners insurance policy is designed to protect you, your home, and your personal belongings from damages and losses. The policy foots the cost of repair or replacement of your damaged home and personal belongings. However, for these damages or losses to be considered eligible for coverage, they must be caused by specific incidents such as fire, lightning, theft, or

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A Basic Guide to Homeowners Insurance in Lubbock, TX

Getting the right homeowners insurance in Lubbock takes a little research and reflection on what items you need to protect. There are various ways your home can be damaged by a disaster, so you have to review an insurance policy carefully to make sure it covers everything you believe is valuable. Here’s a look at the factors you need to

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Understanding the Difference Between Home Warranty and Homeowners Insurance

As a homeowner, you need to protect yourself from all types of loss, not just what is covered by your insurance policy. This is where having a home warranty can be advantageous. Understanding what both types of coverage offer is important so that you don’t get caught having to pay for massive repairs to your home or belongings. Take a

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