Homeowners Insurance

Whether your homeowners insurance will cover repair and replacement costs for a broken window in your home depends on the type of policy you have and the cause of damage to the window. Your homeowners insurance is either based on a named-peril or open-peril coverage. If the peril that damaged the window is a named peril or not specifically excluded

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Your home is your shelter. It is your protection from the elements and a safe space away from the public eye. Every part of your home plays a role in protecting you from outside influences. Your roof may be the most influential part of your home regarding how it protects from weather-related things. If your roof is older than ten

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The costs related to homeowners insurance, including its premiums and any losses you incur (despite being reimbursed by insurance) are not tax-deductible. This is because most homes are used for living purposes, so the Internal Revenue Service (IRS) considers home insurance premiums similar to utility bills and other monthly expenses. Not all types of coverages offered under personal home insurance

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Knowing what your home insurance covers if your home suffers from water damage is essential because water is one of the most significant risks to your home and possessions. According to the Insurance Information Institute, nearly one in fifty homeowners report water damage or freezing yearly, making up 29% of all homeowners insurance claims. It is also one of the

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Before buying a policy, policyholders should thoroughly research the things not covered by homeowners insurance. You should also carefully study the insurance contract’s fine print. Although home insurance frequently covers a variety of common risks that can affect your property, you shouldn’t become overconfident because it might not cover every accident. A typical homeowners insurance plan’s specific exclusions and inclusions

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Your homeowners insurance rates depend on multiple factors. Locating the ideal home is the first step; the next is to discover an ideal homeowners insurance. While you will need to compare multiple policies before choosing the one that suits your needs, it is always a good idea to be aware of the variables that are taken into account when calculating

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Your homeowners insurance protects you from financial loss when certain unexpected events cause damage to your home. Water damage can be extensive when it occurs, so knowing that you have the right type of insurance in place will give you peace of mind. Only certain types of water damage are covered by your homeowners insurance. This article discusses the water

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Homeowners’ insurance, or home insurance, as it is commonly called, is a form of insurance that protects private buildings and the belongings inside from loss and damage. Besides protecting the building, there are other reasons for having home insurance, like getting a mortgage and saving yourself from liability if a person gets injured on your property. However, half of the

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Buying a second home is a great investment opportunity and also gives you a place to go when you want to get away on vacation. If you are putting money into the new home for either purpose, you need to have sufficient insurance in place in case the home is damaged or destroyed. With proper coverage, your investment will be

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