Homeowners Insurance

22
Nov

Smart Moves: 7 Essential Steps for New Homeowners

Becoming a homeowner is an exciting milestone but comes with a new set of responsibilities. To ensure your journey as a new homeowner is smooth, taking intelligent steps that will save you time, money, and stress in the long run is crucial. Keep reading to learn about seven essential strategies every new homeowner should consider. These intelligent steps for new

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8
Nov

The Top 7 Homeowners Insurance Mistakes You Need to Avoid

Securing homeowners insurance is crucial in safeguarding your most valuable asset – your home. However, in the rush to obtain coverage, many homeowners unwittingly make critical mistakes that can have costly consequences. Keep reading to learn about seven common mistakes homeowners make while purchasing insurance and how to avoid them. By removing these pitfalls, you can ensure that your home

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4
Oct

Understanding Homeowners Insurance and Gutter Repairs

Owning a home comes with a multitude of responsibilities, including the maintenance of essential components like gutters. These unassuming fixtures are crucial in protecting your home from water damage. But what happens if your gutters are damaged? Will your homeowners insurance come to the rescue? Let’s explore the intricacies of homeowners insurance and its coverage for gutter damage. Types of

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9
Aug

5 Surprising Facts You Didn’t Know About Home Insurance

Home insurance, an instrumental piece of personal finance, provides financial protection for one of our most valuable assets. However, the intricate workings of home insurance go far beyond simply safeguarding the physical structure of a home. In this post, we’re going to uncover five surprising facts about home insurance that many people are surprisingly unaware of. The True Value of

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5
Apr

Does Homeowners Insurance Cover Broken Windows?

Whether your homeowners insurance will cover repair and replacement costs for a broken window in your home depends on the type of policy you have and the cause of damage to the window. Your homeowners insurance is either based on a named-peril or open-peril coverage. If the peril that damaged the window is a named peril or not specifically excluded

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8
Mar

Homeowners Insurance: Will a New Roof Lowers It?

Your home is your shelter. It is your protection from the elements and a safe space away from the public eye. Every part of your home plays a role in protecting you from outside influences. Your roof may be the most influential part of your home regarding how it protects from weather-related things. If your roof is older than ten

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4
Jan

Is Your Homeowners Insurance Tax-Deductible? Here’s What You Need to Know

The costs related to homeowners insurance, including its premiums and any losses you incur (despite being reimbursed by insurance) are not tax-deductible. This is because most homes are used for living purposes, so the Internal Revenue Service (IRS) considers home insurance premiums similar to utility bills and other monthly expenses. Not all types of coverages offered under personal home insurance

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16
Nov

Is It True That Homeowners Insurance Covers Water Damage?

Knowing what your home insurance covers if your home suffers from water damage is essential because water is one of the most significant risks to your home and possessions. According to the Insurance Information Institute, nearly one in fifty homeowners report water damage or freezing yearly, making up 29% of all homeowners insurance claims. It is also one of the

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12
Oct

Home Insurance in Lubbock, TX: Surprising Things That Won’t Be Covered

Before buying a policy, policyholders should thoroughly research the things not covered by homeowners insurance. You should also carefully study the insurance contract’s fine print. Although home insurance frequently covers a variety of common risks that can affect your property, you shouldn’t become overconfident because it might not cover every accident. A typical homeowners insurance plan’s specific exclusions and inclusions

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