Homeowners Insurance


4 Common Myths About Homeowners Insurance

Understanding your homeowners’ policy and everything it contains is the best way to protect yourself from being a victim of a financial disaster. Many people who are misinformed about the extent of their insurance coverage can end up paying a lot to repair their homes. Here are 4 common myths related to homeowners insurance that you should steer clear off

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How Insurance Claim Works If a Tree Falls on a Neighbor’s Property

A tree that provides exceptional benefits such as shade, oxygen, and aesthetics can also fall on your neighbor’s property and damage it. Most people assume that if the tree is yours or on your premises, you need to cover the damage. However, this is not always the case. Read on to learn how homeowners insurance works when your tree falls

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Understanding Your Homeowners Insurance and Fire Risks

How your home insurance can protect you from fire. Fires are one of the most common and most devastating threats that homeowners face.  This is why many property owners are so concerned about what their homeowners insurance in Lubbock, Texas, will cover when it comes to fire damage.  Here’s how your home insurance has you covered. What Does Home Insurance

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Why “Proof of Ownership” Matters for Home Insurance Claims

Here’s why you should provide proof of ownership when filing home insurance claims. If you are filing a home insurance claim for your personal property, then it’s important to provide “proof of ownership” for the damaged or lost items.  But why does proof of ownership matter for your homeowners insurance in Lubbock, Texas?  Here’s what you need to know. What

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Increase Your Homeowners Insurance Coverage with Policy Endorsements

What are home insurance endorsements? A policy endorsement is a supplemental form of coverage that you can add to an existing insurance policy to expand the scope of your coverage.  For instance, homeowners can secure policy endorsements to address the coverage gaps in their homeowners insurance in Lubbock, Texas.  Here’s what you need to know about home insurance endorsements. Limits

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Getting Your Home Ready for a Safe Halloween

Prepare your home to protect your Halloween guests. Whether it be trick-or-treaters or party guests, you will probably get many visitors this Halloween.  The last thing that you want is for someone to injure themselves while on your property.  While having the right homeowners insurance in Lubbock, Texas, will cover any liability issues that arise on your property, taking other

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Addressing Common Home Insurance Coverage Questions

Your homeowners insurance coverage questions answered. Just because you have homeowners insurance doesn’t mean that you understand the extent of your coverage.  Oftentimes, homeowners get into trouble because they assume their insurance covers more than it actually does.  To ensure that you don’t make poor decisions, here are some of the most common homeowners insurance coverage questions answered. Does home

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How You Can Avoid Common Home Insurance Claims

Preventing common homeowners insurance claims. Just because you have comprehensive homeowners insurance in Lubbock, Texas, doesn’t mean that you want to access your coverage.  If you want to avoid filing unnecessary insurance claims, then there are certain preventative measures that you can take.  Try out these suggestions to protect your home from these common risks. Fire Home fires are one

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What Does the Fire Protection Included in Your Homeowners Insurance Cover?

What fire insurance covers when it comes to your home. Fire is one of the most serious and devastating disasters a homeowner can face.  Luckily, all standard homeowners insurance policies provide coverage for fire damages.  However, many homeowners wonder what fire insurance covers when it comes to their home.  Here’s what you need to know about the fire protection included

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