The Basics of Surety Bonds for Small Businesses

Financial constraints are a significant challenge for small businesses in the U.S. and beyond. Those operating in the construction industry have it even rougher. This is mainly because most construction projects exceed the budget by 16 percent or more, per statistics. Therefore, small construction firms have lower chances of completing these projects due to inadequate funds. For this reason, the

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A Complete Guide on How to Get Bonded and Insured

Certain organizations must be insured and bonded as determined by the government. Bonds and insurance are separate financial vehicles but have overlapping functions. In many respects, bonds are a form of mandated insurance such as court-ordered bail bonds for criminal suspects. A bond is a guarantee to pay someone like an IOU. Here’s a closer look at bond insurance and

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