Do I Really Need Roadside Assistance Insurance?

Here’s why securing roadside assistance coverage is worth it for every driver.

While drivers understand the importance of having state-mandated car coverages, there are other optional coverages that drivers are highly recommended to carry. For instance, every driver can benefit from adding roadside assistance coverage to their auto insurance in Lubbock, Texas. But what exactly is this coverage and what can it do for you? Here’s what you need to know about roadside assistance coverage for your car.

What It Covers

In general terms, roadside assistance insurance will cover the cost of a service professional coming out to wherever your car has broken down and making minor repairs to get it back on the road. Please understand that roadside assistance will not cover the repairs stemming from an auto accident or a major mechanical malfunction. These repairs fall under the jurisdiction of your collision insurance and car warranty, respectively.

While roadside assistance coverage will not address these types of repairs, it still covers a wide array of emergency car repair services. For instance, roadside assistance will cover the following:

• Towing service
• Battery jumpstart service
• Flat tire service
• Lockout service
• Fuel delivery service
• Extrication service (removing your car from mud, sand, ditches, and so on)

Why You Need It

Roadside assistance is a highly-recommended coverage because every driver, at some point in their lives, will experience a dead battery, flat tire, or some other type of minor car breakdown. By having this coverage in place, you can ensure that your repairs will be handled swiftly, and that the cost of these repairs will not come out of your pocket. While roadside assistance is recommended for every driver on the road, this type of coverage should be a priority for drivers with older cars who consistently have to drive long distances. This is because their risk of having a breakdown on the road is higher than other motorists’.

This is what drivers need to know about roadside assistance coverage. Are you interested in learning more about the other coverage options you have with your auto insurance in Lubbock, Texas? If so, contact the experts at Promised Land Insurance Group. We are ready to assist you with all your coverage needs today.