Here are some of the insurance coverages that you cannot afford to overlook this semester.

Are you heading off to college this fall? If so, it’s important that you are ready for anything that comes your way. One of the best ways to ensure you are prepared is by having the right personal insurance protection in place. Here are some of the essential coverages you should secure before the semester starts.

Renters Insurance

Whether you are living on or off-campus, it’s important to secure the right coverage for your personal belongings. Luckily, securing the right renters insurance will ensure you receive compensation in the event that your possessions are damaged or stolen. Additionally, renters insurance will also offer you coverage in the event that a personal liability issue arises while you’re at school.

Auto Insurance

If you are planning on taking your car with you to campus, it’s important to have the right auto insurance in place. If you are attending school in state, you will likely have coverage under your parents’ auto policy. However, if your school is out-of-state or if you meet a certain set of conditions, you might have to secure your own policy. Before you leave for college this fall, make sure you speak to your insurance provider to learn about your coverage options.

Health Insurance

Most colleges and universities now require their students to carry some minimum level of health insurance. Generally, schools offer the option to enroll in a student health plan or show proof of coverage under an existing policy. If you are covered under your parents’ health plan, speak to your school and find out how you can waive your enrollment into the student health insurance program.

These are some of the personal insurance protections that you will need while away at college.  Do you need help securing the right coverages to meet your needs?  Then contact the experts at Promised Land Insurance Group.  We are ready to get you covered today.

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