Blog Archive

26
Nov

A Complete Guide on How to Get Bonded and Insured

Certain organizations must be insured and bonded as determined by the government. Bonds and insurance are separate financial vehicles but have overlapping functions. In many respects, bonds are a form of mandated insurance such as court-ordered bail bonds for criminal suspects. A bond is a guarantee to pay someone like an IOU. Here’s a closer look at bond insurance and

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12
Nov

Why Is Commercial Property Insurance an Asset for Your Business?

Operating a business takes a lot of patience, time, and hard work. You have to navigate a lot of risks while focusing on maximizing profits and retaining customers. Having a strong business insurance policy can alleviate a lot of stress. Commercial property insurance covers your business if you suffer a loss or property damage due to a fire, natural disaster,

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21
Oct

How Can Teens Lower Car Insurance Rates?

Teens pay higher auto insurance rates for a reason: they pose higher risks to insurers. Teens cause a high percentage of traffic accidents in their first few years on the road. While the average cost of car insurance for a 16-year old is nearly $4,000 per year, a 20-year old typically pays less than $2,000 per year. Here’s a closer

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14
Oct

Insurance Policies Typically Required by a Small Business Owner

In order for your business to run smoothly, you will need to have several different policies in place to protect you from all the different types of risks you will be exposed to. Different types of businesses will deal with different types of risks. It will all depend on what types of products and services you offer to your clients.

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7
Oct

The Difference Between Modular and Manufactured Home Insurance

Modular, manufactured, and mobile homes are sometimes mixed up in terms of how they are made and how they are set in place. The key is to understand the different elements of each one. All of them are similar but have subtleties that make them unique. All three types of homes are assembled to some degree in a facility and

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23
Sep

10 Surprising Insights to Homeowners Insurance

First-time home buyers should be aware of what homeowners insurance can do for them. Many people may assume that this insurance covers anything and everything related to a home. Once you get past this misconception, you will have a clearer understanding of what the plan usually covers and how you can expand upon it. Here are important things to know

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16
Sep

Commercial Insurance Guide to Help Businesses Evolve

Having a strong commercial insurance policy can make a difference in today’s marketplace. Regardless of the industry that you are operating your business in, the competition is likely very strong. This guide will help you figure out which policies your business needs to thrive well into the future. Business insurance in Lubbock is important because it allows you to protect

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9
Sep

5 Critical Consequences of Driving Without Car Insurance

In today’s stressful world, you can forget to pay for your car insurance. There may be times when you just can’t afford to pay your auto insurance premiums. Letting your car insurance lapse, however, can cost you so much more than what your premiums would be over the course of a year. Understanding the consequences of not having car insurance

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23
Aug

4 Essential Coverages Provided by a Standard Home Insurance Policy

A homeowners insurance policy is designed to protect you, your home, and your personal belongings from damages and losses. The policy foots the cost of repair or replacement of your damaged home and personal belongings. However, for these damages or losses to be considered eligible for coverage, they must be caused by specific incidents such as fire, lightning, theft, or

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