Blog Archive

24
Feb

Business Property Insurance Variables That Influence Policies

Operating a business comes with multiple risks. Business insurance adds layers of protection to help owners avoid losing everything. Before you finalize your policy, look over these business property insurance variables. Business insurance helps cover your inventory and equipment if they are damaged in a fire or natural disaster and protects your property if you are a victim of theft.

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10
Feb

A Breakdown of the Benefits of Workers’ Compensation Insurance

Great businesses thrive due to the hard work and success of their employees. Employees serve a valuable purpose. Sometimes, issues arise in the workplace. That’s why workers compensation is so important to businesses. Here’s a look at why workers compensation is an essential policy. Workers’ compensation is a unique insurance plan that offers financial benefits to workers who are injured

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20
Jan

Farm Insurance Basics: Coverage, Plan Options, and Exclusions

Farm and ranch insurance is similar to a standard homeowner’s insurance policy, except it adds commercial protections. It covers the home, its contents, personal liability, your machines, and livestock. For crop protection, you’ll need separate coverage. Here’s a look at how farmers and ranchers can benefit from this insurance. What Does A Farm Insurance Policy Generally Cover? Since every farm

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13
Jan

A Comprehensive Guide to Insuring Your Vacation Home

Buying a second home is a great investment opportunity and also gives you a place to go when you want to get away on vacation. If you are putting money into the new home for either purpose, you need to have sufficient insurance in place in case the home is damaged or destroyed. With proper coverage, your investment will be

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6
Jan

Why Do Construction Companies Need General Liability Insurance?

Operating a construction business is a high-risk endeavor. Relying on construction insurance can protect companies when things go wrong. However, the biggest part of the policy is general liability insurance. General liability insurance can effectively cover a construction business against several common risks, including a customer getting injured, property damage, advertising and marketing disputes, and more. The policy helps your

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23
Dec

What Is a Personal Liability Insurance Plan for Renters?

Renters sometimes overlook the benefits of renters insurance. This coverage is designed to protect your valuable belongings from fire, and other disasters. Personal liability insurance for renters extends financial protection in multiple ways. Here’s a look at what you get with liability coverage from renters insurance. Is personal liability coverage the same as renters insurance? Personal liability insurance for renters

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9
Dec

Can I Take My Homeowners Insurance Off My Taxes?

If you own a home-based business, you have a variety of tax deductions you can use, some of which you may not even have considered. With the cost of homeowners insurance constantly going up, there are only so many discounts you can apply to make it more affordable. Including your homeowners insurance premiums as a tax deduction may balance out

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26
Nov

A Complete Guide on How to Get Bonded and Insured

Certain organizations must be insured and bonded as determined by the government. Bonds and insurance are separate financial vehicles but have overlapping functions. In many respects, bonds are a form of mandated insurance such as court-ordered bail bonds for criminal suspects. A bond is a guarantee to pay someone like an IOU. Here’s a closer look at bond insurance and

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12
Nov

Why Is Commercial Property Insurance an Asset for Your Business?

Operating a business takes a lot of patience, time, and hard work. You have to navigate a lot of risks while focusing on maximizing profits and retaining customers. Having a strong business insurance policy can alleviate a lot of stress. Commercial property insurance covers your business if you suffer a loss or property damage due to a fire, natural disaster,

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