Blog Archive

15
Feb

Top 10 Tips That Can Help Lower Your Auto Insurance Costs

Auto insurance is a mandatory requirement for drivers in almost every state. While we understand that getting car insurance can be a burden on your pockets but finding the right insurance protects you from loss and damage to your car and other associated expenses. So, in this blog, we are providing you with a few useful tips that may lower

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8
Feb

Gig Economy Workers Need These Three Insurance Policies

During the past decade, there’s been a surge in gig economy workers. Many people simply want to work from home on their computers, so they can maintain a healthy work-life balance. Others thrive as freelancers after developing professional skills and quality service. Here’s what you should know about gig economy careers and how they relate to insurance. Benefits and Downsides

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18
Jan

Does Commercial Property Insurance Cover Personal Belongings

Businesses need to take the necessary steps to protect themselves from losses due to certain risks. A commercial property insurance policy can provide financial protection for companies against the various damages that can happen to their facilities. These include natural disasters and other types of property damage, theft, and fire. Commercial Property Insurance and Third-Party Damage A commercial property insurance

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4
Jan

Is Your Homeowners Insurance Tax-Deductible? Here’s What You Need to Know

The costs related to homeowners insurance, including its premiums and any losses you incur (despite being reimbursed by insurance) are not tax-deductible. This is because most homes are used for living purposes, so the Internal Revenue Service (IRS) considers home insurance premiums similar to utility bills and other monthly expenses. Not all types of coverages offered under personal home insurance

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14
Dec

The Basics of Surety Bonds for Small Businesses

Financial constraints are a significant challenge for small businesses in the U.S. and beyond. Those operating in the construction industry have it even rougher. This is mainly because most construction projects exceed the budget by 16 percent or more, per statistics. Therefore, small construction firms have lower chances of completing these projects due to inadequate funds. For this reason, the

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7
Dec

Farm and Ranch Insurance: How to Protect Your Rural Property in Texas?

If you own a farm or ranch, naturally, you should carry what’s called farm, ranch, or rural property insurance. Whether it’s a personal or commercial operation, you need to protect the value of your assets from disasters. Here’s what you should know to ensure the rural property in Texas. How Farm and Ranch Insurance Protect Rural Property? When you insure

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16
Nov

Is It True That Homeowners Insurance Covers Water Damage?

Knowing what your home insurance covers if your home suffers from water damage is essential because water is one of the most significant risks to your home and possessions. According to the Insurance Information Institute, nearly one in fifty homeowners report water damage or freezing yearly, making up 29% of all homeowners insurance claims. It is also one of the

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9
Nov

Tips with Which Businesses Can Get Contractor Insurance in Amarillo, Texas

Trying to figure out which is the best insurance company for contractor insurance in Amarillo, Texas, for your business can be time-consuming. With so many insurance agencies serving the state, it would take several weeks to go through all of them. Here’s a list of what to look for in contractor insurance. Aim for an Affordable Plan with Sufficient Coverage

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12
Oct

Home Insurance in Lubbock, TX: Surprising Things That Won’t Be Covered

Before buying a policy, policyholders should thoroughly research the things not covered by homeowners insurance. You should also carefully study the insurance contract’s fine print. Although home insurance frequently covers a variety of common risks that can affect your property, you shouldn’t become overconfident because it might not cover every accident. A typical homeowners insurance plan’s specific exclusions and inclusions

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